What to Do After a Car Accident That Is Not Your Fault in Arkansas?

The moments after a car collision can be chaotic, and you may not have time to think about who caused the crash. As you turn your attention toward securing compensation, you’ll likely begin thinking about who will pay for your damaged car and physical injury. Knowing what to do after a car accident that is not your fault in Arkansas can help you handle the situation in a way that creates a clear pathway toward compensation.

Steps to Take Immediately After a Car Crash

Due to a growing population and increased traffic, Arkansas experienced an 18% increase in the number of vehicle collisions over the past decade. It’s important to know what to do in the event of a crash. After a car crash on Interstate 530, Highway 79, or another road or highway, you should prioritize your safety.

Move to a safe location if possible so you are away from moving traffic. Check yourself for injuries and call 911 to report the crash. Tell the dispatcher if you believe anyone is injured from the crash.

Once the accident scene has been cordoned off by police, contact information should be exchanged with anyone involved in the case. Be careful not to discuss the accident with anyone other than the police. Exchange insurance with the other drivers.

If you can, take photos of the accident scene, including shots of vehicle damage and the surrounding environment. If you need medical attention, see if you can be transported to Jefferson Regional Medical Center or another nearby hospital.

Determining Fault Following an Arkansas Car Accident

Arkansas follows an at-fault system when it comes to establishing liability following a collision. This basically means that the person who broke a traffic law and caused the collision is the one who has to pay for the damage and bodily injury they caused.

Factors such as speeding and distracted driving commonly cause collisions on busy roads like Interstate 530, Highway 79, and Highway 270. Following a collision, multiple parties, including insurance companies and attorneys representing the drivers, are often interested in establishing fault.

Common forms of evidence that can be used to establish liability include dashcam footage, traffic signals, and analysis from individuals who investigate car crashes for a living. The state’s modified comparative fault rule may apply and potentially reduce compensation based on the percentage of fault assigned to the plaintiff.

Dealing With Insurance Companies After an Accident

Accidents can happen in the blink of an eye. One tragic example is the death of three people on I-49 near Pineville in February of 2025. Following any collision, the injured parties may be disappointed to learn that the negligent party’s insurance company may take steps to minimize payouts.

After a collision, report the crash to your insurer but do not admit fault. Stick to the facts. The other driver’s insurance carrier may try to say that you caused or contributed to the collision. They may offer a lowball settlement as well. Before you accept any settlement, it may be a wise idea to speak with a car accident attorney. In some cases, you may find that your own insurance company does not act in good faith.

Securing Compensation Following a Crash

Whether your collision happened on Highway 79, Interstate 530, or another major highway, you could be eligible for compensation if the other driver caused the collision. Economic damages refer to measurable forms of compensation like medical expenses and vehicle repairs. These can be added up based on receipts.

Non-economic damages refer to things like pain and suffering and diminished quality of life. Even though these damages are less tangible, there are established formulas for calculating the full value of your damages. If the other driver acted recklessly, you could be eligible for compensation through punitive damages that are awarded during a trial.

Many injured individuals find that securing legal representation is key for receiving the full range of damages they are entitled to receive. An attorney can independently investigate the car crash and establish fault based on evidence. An attorney can accurately calculate the full value of what you are owed and then pursue compensation on your behalf.

FAQs

Q: How Does Insurance Work If It’s Not Your Fault?

A: If another driver caused the accident, their liability insurance should cover your vehicle damage, medical bills, and other losses. Arkansas follows fault-based insurance laws, meaning the at-fault driver’s insurer is responsible for paying claims. Delays and disputes are common, so gathering police reports, witness statements, and medical records can help strengthen your claim.

Q: Does Your Insurance Go Up After a Claim That Is Not Your Fault in Arkansas?

A: In most cases, your insurance rates should not increase if you were not at fault. Some insurance companies may still raise rates depending on the circumstances of the accident, claim history, or policy terms. If your insurer unfairly increases your premium, legal assistance may help challenge the rate hike.

Q: What to Do After an Accident That Isn’t Your Fault?

A: After an accident, stay at the scene, call the police, and document everything. Take photos of the vehicles, road conditions, and injuries, and get witness contact information. Seek medical attention even if injuries seem minor. Notify your insurance company but avoid giving recorded statements to the other driver’s insurer until you understand your legal options.

Q: Is Arkansas a No-Fault State for Car Accidents?

A: No, Arkansas follows a fault-based system, meaning the at-fault driver is responsible for covering damages. Injured parties can file a claim through the at-fault driver’s insurance, their own insurer (if they have optional coverage), or pursue compensation through legal action. Since Arkansas allows comparative fault, your compensation may be reduced if you’re partially responsible.

Schedule Your Car Crash Consultation Today

Car collisions can create immediate and serious financial hardships. Establishing liability may not always be straightforward, especially when the other driver claims the crash was your fault. With representation from the Law Office of Geoffrey D. Kearney, PLLC, you can secure the compensation you need to pay for your car repairs, medical bills, and other financial losses you suffered as a result of the collision.

Our law firm takes the time to get to know every client we represent. We understand how important it is for you to receive the funds you need to move forward. Let us guide you to a fair resolution to your claim. Contact our office today to schedule your consultation.